Cyber Insurance
Any business with a website or electronic records is exposed to hacking and data breaches. Beyond the immediate disruption, an attack can compromise your customers' privacy, your intellectual property and your reputation.
Cyber insurance is a newer type of cover that helps protect your business against the financial impact of a cyber incident.
Key covers
Cover depends on the policy and insurer you choose. Some benefits are included automatically, others are available as options.
Business interruption
Income lost when an attack disrupts your operations.
Data recovery
Restoring or rebuilding lost records and business information.
Legal defence
Legal costs to defend claims.
Online media liability
Claims involving copyright, defamation or misuse of intellectual property online.
Customer notification and monitoring
Notifying affected customers and monitoring their card details after a breach.
Cyber extortion
Negotiators, responding to ransom demands and protecting against future threats.
Privacy liability
Claims arising from breaches involving third-party data held on your systems.
Regulatory liability
Legal expenses and fines arising from investigations by government regulators.
Crisis management
The costs of managing a crisis caused by cyber criminals.
An expert on your team.
We learn your business
We take the time to understand your business and risks, then tailor cover to fit.
We compare options
We seek terms from the insurers we deal with regularly and explain the differences in plain language.
We help when you claim
If something goes wrong, we help you prepare and manage your claim.
Flexible payment
Premium funding is available if you would prefer to pay by instalments.
Related covers
View all insurance →
Talk to us about cyber.
Tell Maggie about your business or property and we will recommend cover that fits. Email salesinsurance@yblgroup.com.au.
Any advice on this page is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read the relevant Product Disclosure Statement and our Financial Services Guide. Cover, benefits and limits vary between insurers and policies and are subject to terms, conditions and exclusions. YBL Insurance Services Pty Ltd (ABN 52 640 800 282) is an Authorised Representative (No. 1281725) of MME Services Pty Ltd (ABN 75 675 435 640), AFSL 559974.