YBL Financial Services is the accredited mortgage broking arm of YBL Group, established in 2013. We arrange home, investment, commercial, construction and equipment finance, led by more than 30 years of Australian banking experience.
Credit Representative 446335 of Connective Credit Services Pty Ltd, Australian Credit Licence 389328. Member of the FBAA and the Australian Financial Complaints Authority.
Over 30 years in Australian banking, from ANZ corporate, business and private banking to owning and managing Bank of Queensland branches. We are comfortable with complex situations.
Major trading banks through Connective, plus finance companies, home loan specialists, commercial fund managers and private lenders. Standard and low doc loans, depending on your circumstances.
Your accountant and broker work side by side, so your financials are ready when the lender asks for them.
For any business purpose, secured by residential, commercial, industrial or rural property, business assets, vehicles or equipment.
For any purpose, using commercial, industrial or rural property as security, including working capital for SMEs.
To build multiple residential or commercial properties for resale. Interest may be capitalised during construction.
For buying or running a business, secured solely by business assets rather than property.
Buy a vehicle, machinery or equipment for business use and own it from day one. GST is not payable on repayments.
Ownership passes once all amounts are paid. GST is not payable on repayments.
Bridging finance for business or investment with real estate security, for quick settlements, with funds possible in as little as 48 hours.
Reverse mortgages, non-conforming and poor credit history loans, and home-to-home bridging.
We compare options across the major banks and specialist lenders, so you are not limited to one lender's products or policies.
For buying, building, refinancing and investing.
For commercial property, development and business lending.
For vehicles, equipment and machinery.
These are the lenders we use most often; we can also access others on our panel. Lender logos are trademarks of their respective owners. Approval is subject to each lender's credit criteria.
Tell us what you want to achieve. There is no fee to discuss your options.
We review your full financial situation before any offer or product is considered.
We compare options across our lender panel and explain them in plain language.
We manage the application through to settlement. Our credit guide is provided at your consultation.
There is no fee to discuss your loan options. We will explain them and the next steps.
Your full financial situation must be reviewed before acceptance of any offer or product. Lending is subject to lender approval, terms and conditions. Details of any fees or commissions are set out in our credit guide, provided at your consultation. This page is general information only and does not take your personal circumstances into account.
