YBL Financial Services Pty Ltd
- ACN
- 162 976 507
- Registration
- Credit Representative 446335 of Connective Credit Services Pty Ltd, Australian Credit Licence 389328
- Memberships
- FBAA and AFCA
- Established
- 2013
- Contact
- Richard Chan, Senior Mortgage Broker
Key information about our registration, the businesses that make up YBL Group, how we work and our professional obligations.
YBL Accountants & Business Advisors is the business name of L.H. (AUS) Pty Ltd, a tax agent registered with the Tax Practitioners Board.
Our finance and insurance services are provided by separate YBL Group companies, each operating under its own licensing arrangements.
To deliver fast turnaround times, high-volume capacity and meticulous accuracy, YBL Group is supported by a dedicated operations hub in Malaysia. Our offshore team works directly with clients to manage ongoing bookkeeping, payroll administration and file preparation.
We also invest in secure, paid enterprise software with integrated AI capabilities to streamline data processing and optimise our workflow speed. All technology used within our practice operates inside private, bank-grade encrypted environments. No confidential, personal or sensitive client information is ever uploaded or exposed to public AI platforms.
While our operations team handles day-to-day bookkeeping, payroll support and document coordination, all strategic tax planning, high-level business advisory and final ATO lodgements remain directly managed, reviewed and authorised by our leadership team in Australia.
As a registered tax agent, we must comply with the Code of Professional Conduct in the Tax Agent Services Act 2009. In summary, we must:
To help us look after you properly, and to meet your own obligations under the taxation laws, you need to:
You remain responsible for the accuracy of the information you give us. If you give us all relevant information and we fail to take reasonable care, you may be protected from certain penalties under the safe harbour provisions of the taxation laws.
We are required to tell you about certain events that have occurred in the last five years, and about any conditions on our registration.
Prescribed events include: suspension or termination of registration by the TPB; becoming an undischarged bankrupt or going into external administration; conviction of a serious taxation offence or an offence involving fraud or dishonesty; serving or being sentenced to a term of imprisonment of six months or more; being penalised for being a promoter of a tax exploitation scheme or for implementing a scheme otherwise than in accordance with a product ruling; and being ordered to pay a pecuniary penalty for a civil penalty provision under the Tax Agent Services Act 2009.
Last reviewed: October 2026.