YBL Financial Services Pty Ltd is an accredited mortgage broking arm of the YBL Group established in 2013. YBL Financial’s specialties are in procurement of Commercial Loans, Residential and Commercial Construction Loans, Equipment Finance and Home Loans for owner Occupation and Investments. The company is accredited with various major trading banks through aggregator, Connective and has access to a number of private lenders. It can assists with standard loans and Lo Doc loans requirement of its clients depending on each circumstances. YBL Financial Services Pty Ltd is a member of FBAA and Credit and Investments Ombudsman (CIO).

YBL Financial is headed by Richard Chan. Richard who completed his tertiary education in Canada, has been involved in the Australian banking industry since 1988. He started his banking career with the ANZ at its Commercial Banking unit and moves through the ranks from Officer to Management in Corporate Banking, Business Banking, Retail Banking and finally a Private Banker prior his departure from ANZ in 2000. His experience covers exposure in Syndication Loans to servicing the top 1% clients at ANZ Private Bank. After his 12 years stint at ANZ, Richard ventured into Commercial Loan broking with a private firm in securing development loans on behalf of property developers and also assisted clients who are in Remedial Banking.

In 2005, Richard embarked into being an Owner Manager of two Bank of Queensland branches being Footscray and 163 Bourke Street. He later relinquished from the business via sale of the businesses.